Top Low-Cost Franchises

These Top Low-Cost Franchises are among the best affordable business opportunities available today. Franchise Business Review surveyed over 12,000 franchisees from 135 low-cost franchise brands to identify the best low-cost franchise opportunities based on ratings and reviews from the people who know best—franchise owners. The franchises that made this year’s list of the Top Low-Cost Franchises have average owner satisfaction 12% higher than our industry benchmark, making them all excellent options for entrepreneurs considering franchise ownership. Approximately one-third of the franchise companies we survey have initial investments starting under $100K. With financing, many can be started for as little as $15-$20K, with a few options starting under $10K
  • By Investment

  • By Industry

Sort By

  • <
  • >
house of colour consultant

House of Colour

As the world’s leading color and style consultancy, the House of Colour franchise has perfected its business model over the past 35 years.

The N2 Company

The N2 Company connects community members through hyper-local magazines in affluent areas and strengthens families by providing flexible, lucrative opportunities.

Investment: $975 - $9,800
Includes owner satisfaction report
out of 100

Dream Vacations-CruiseOne

Home-based Dream Vacation franchise owners sell travel packages, including travel protection, shore excursions, hotels and tours to individuals, couples, families, businesses and groups. 

Investment: $1,795 - $21,000 Cash Required: $3,500
Cruise ship on water city lights
Includes owner satisfaction report
out of 100

Cruise Planners

Cruise Planners is the nation’s largest home-based travel agency franchise specializing in booking travel experiences such as cruises, land tours, and all-inclusive resort vacations around the world…

Investment: $2,295 - $23,465 Cash Required: $10,995

Singers Company

Industry: Child Services

Singers Company provides a non-competitive opportunity for girls to perform, a fun way to inspire confidence, make friends and share joy through music & dance.

Investment: $4,710 - $29,380 Cash Required: $23,700
Playball Kids Franchise

Playball Kids

Industry: Child Services

Coaching children of this age is a rewarding experience! Be a part of this life-enriching process while building your own business.

Investment: $6,000 - $8,000 Cash Required: $6,000

With traditional newspapers disappearing, new opportunities are available for online news sites. TAPinto is a network of more than 90 local news and digital marketing platforms with more than 20 milli…

Investment: $7,475 - $11,025
Card My Yard franchise opportunity product shot

Card My Yard

Industry: Services

Card My Yard is the original yard greeting service based in Austin, Texas, that specializes in making your BIG day even BIGGER.

Investment: $8,000 - $19,800 Cash Required: $8,000
gradient mesh

United Country Real Estate

Industry: Real Estate

United Country Real Estate is the nation’s largest integrated organization of real estate and auction professionals. The company has been an innovator in lifestyle and country real estate market…

Investment: $10,875 - $50,380 Cash Required: $15,000
gradient mesh


Industry: Real Estate

NextHome is committed to changing how people buy and sell real estate, putting the human interaction at the center of the transaction.

Investment: $16,250 - $220,345 Cash Required: $4,500
gradient mesh

Auto Appraisal Network

Industry: Automotive

Auto Appraisal Network provides a centralized appraisal report process and national network of certified appraisers to ensure consistent, accurate, and professional appraisals.

Investment: $16,700 - $44,275 Cash Required: $3,000
Includes owner satisfaction report
out of 100

TSS Photography

Industry: Child Services

TSS Photography specializes in sports, school and event photography services.

Investment: $20,415 - $74,725 Cash Required: $10,500
gradient mesh

JFE Franchising

Industry: Food & Beverage

JFE Inc. creates restaurant quality sushi in a convenient grab-and-go package. Made fresh daily in America’s top supermarkets, university & corporate food courts.

Investment: $20,749 - $331,732
gradient mesh

Rhea Lana's

Industry: Retail

Rhea Lana’s is dedicated to connecting communities by providing a marketplace for families to sell their gently used children’s clothing and other items and shop sustainably through an ups…

Investment: $22,600 - $32,000 Cash Required: $13,500
family financial centers

Family Financial Centers

Industry: Financial & Tax

Many Americans don’t have a bank account–creating a huge demand for community-based financial services. That’s Where Family Financial Centers come in.

Investment: $25,000 - $300,000 Cash Required: $25,000
Skyhawks Sports Academy franchise opportunity child recreation industry girls team playing sports
Includes owner satisfaction report
out of 100

Skyhawks Sports Academy

Skyhawks provides a wide variety of fun, safe and positive programs that emphasize critical lessons in sports and life, such as teamwork, respect and sportsmanship. Skyhawks sports programs are design…

Investment: $30,800 - $89,750 Cash Required: $100,000
  • <
  • >

Financing Options for Low-Cost Franchises


Franchise Business Review (FBR) surveys thousands of franchise owners from hundreds of leading franchise brands to gauge franchisee satisfaction and franchise performance. Our independent franchisee satisfaction surveys ask 33 benchmark questions to measure the health of franchise systems and our top franchises lists are based exclusively on the feedback from actual franchise owners.

Not all brands willingly open their doors to an independent research firm like Franchise Business Review, but those who do can offer investors, like you, a wealth of information on the system’s leadership, culture, training and support, financial outlook and franchisee community. Rest assured, the franchises on our Top Low-Cost Franchises list are among brands that have highest franchisee satisfaction ratings – and that’s a great place to start.

If you don’t have the savings to pay for a low-cost franchise out of pocket, financing options can help. There are several financing options for low-cost franchises that you’ll want to consider:

Low-Doc SBA Business Loans: An alternative for those searching for smaller amounts of capital, these loans offer you the same benefits as SBA Loans (guaranteed by the Small Business Administration (SBA) and lent by banks) with a shorter turn-time.

401 (K) Business Financing: 401K Rollovers, also known as Rollovers for Business Start-ups (ROBS), is a method of financing that allows investors to use their retirement funds to purchase a franchise without taking a taxable distribution. Entrepreneurs can use up to 100 percent of funds from an existing retirement account to buy or start a small business or franchise without taking a taxable distribution or getting a loan.

Unsecured Loans: You don’t need collateral to qualify for these loans, which can happen in just three weeks. They are a great option if you need a fast funding solution. If you have a high credit score, banks and credit unions are good sources for unsecured loans. If your credit score is lower than the required range for banks and credit unions, consider a third-party lender.

Portfolio Loans: Security-backed loans allow you to take a loan using a financial portfolio, such as a mutual fund, as collateral. There are several potential advantages to doing so. First, you can leave your portfolio in place, which enables it to grow. Second, because the loan is backed by your portfolio’s value, the interest charged will be lower than for an unsecured loan. It is important to note that the risk of borrowing against the value of your securities is that if your investments fall in value, the money borrowed will emphasize your losses.

Family and Friends: For low-cost franchise loans, you may be able to turn to family and friends for assistance in getting started.

To help keep your startup costs low, talk to franchise companies about potential discounts or financing options they may provide. Some companies will let you finance a portion of the initial franchise fees over time and many offer special incentives to military veterans and other special groups such as first responders.

As you launch your franchise, it makes sense to save money where you can, without sacrificing any important business needs.  If your franchise doesn’t have equipment built-in to your agreement, you may want to explore leasing equipment versus purchasing it.

Click here to see the Top Low-Cost Franchises list

Right at Home

Industry: Senior Care

Right at Home franchise serves its clients and community by providing in-home companionship, personal care services, and assistance to seniors and disabled adults who want to continue to live independ…

Investment: $87,569 - $156,944 Cash Required: $150,000
Includes owner satisfaction report
out of 100

Snap-on Tools

Industry: Automotive, Services

Snap-on Tools is a leading global developer, manufacturer, and marketer of high-end tool and equipment solutions for professional tool users. Download the report to learn more about this franchise opp…

Investment: $201,433 - $465,436 Cash Required: $44,121
360 clean employees
Includes owner satisfaction report
out of 100


360clean is a health-focused office cleaning franchise with high franchisee satisfaction and a flexible business model. Download the report to learn more. 

Investment: $35,800 - $46,500 Cash Required: $40,000