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401K Rollovers - Financing Center

401K Rollovers, also known as Rollovers for Business Start-ups (ROBS), is a little-known method of financing that allows entrepreneurs to use their retirement funds to invest in a franchise without taking a taxable distribution.

They work like this:

  • The aspiring business owner starts a new corporation.
  • That corporation sponsors a 401(k) plan.
  • The new 401(k) plan purchases stock in the corporation.
  • Retirement funds are rolled into the new 401(k) to buy the business.
  • Note: You must have at least $50,000 in retirement funds available.

In addition, there are many types of retirement accounts eligible for this structure, aside from 401(k)s: Keoghs, 403(b)s, TSPs, IRAs and SEPs also qualify. The only requirement is that you have current access to the account you want to draw from; so if that account is with your current employer, you’ll need to leave that job before you use those funds.

Also, when you use this method, you have the option of combining retirement funds with that of a spouse or business partner to maximize your total capital. It’s a great way to start a new venture completely debt-free.

Complete the brief form to schedule a complimentary consultation with an expert from our trusted financing partner. 

Get Free Financing Information Today!



Would you like to learn to use your IRA/401K to buy a business. Guidant Financial (min. $50K needed in IRA/401K, US only.)


I understand the financial requirements of this franchise opportunity and I would like to have someone contact me with more information.


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DISCLAIMER: The information contained herein has been obtained from sources that we believe to be reliable, but its accuracy and completeness are not guaranteed, and does not constitute any investment recommendation. A franchise investment requires a personal assessment of your objectives, financial situation, skills, goals, and many other factors. Before making any investment decision, you need to consider whether this information is appropriate to your situation and needs.

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